The prêt immobilier business does just that. The whole concept of the business is to lend loans to borrowers for a specified amount of time in return of a security. This security is generally in form of a property for which the borrower is the owner. In simple words, for the time span of the loan, the lender is the deemed owner of the property which was offered as the security. The best part about this business is that the lender recovers his loan amount in any case.

In most cases, the borrower clears the loan amount well in time because he realizes that his property is in danger. In other cases, the lenders dispose off the property and recover their loan. There is also a fixed amount of interest that is paid to the lender every year. This rate is determined with the help of the simulation prêt.